Our managed portfolio service is proving popular. Here’s a brief reminder of its attractions. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the need to manage a portfolio of loans. You will receive a quarterly statement with detail of what is held in the portfolio […]
More than a third (42 per cent) of small- and medium-sized enterprises (SMEs) are now using external finance, according to new research reported by our friends at P2P Finance News. A survey of 4,500 small businesses by consultancy firm BVA BDRC also found that a further four per cent are currently searching for finance. With […]
Following yesterday’s news of a Financial Conduct Authority (FCA) helpline for the peer-to-peer (P2P) sector, come reports that the FCA is concerned about the sectors lack of preparedness for a hard Brexit amongst SMEs. Our friends at AltFi take the story forward. Financial firms not prepared appropriately for a no-deal Brexit may risk an impact […]
Following on from yesterday’s piece about the Financial Conduct Authority’s plan to implement higher levels of transparency in reporting and regulation of peer-to-peer (P2P) loans, we thought we’d offer more detail on our managed portfolio service. Why? Because we use asset-management permissions granted by the FCA, to offer this service. The new system for P2P […]
There has been much excitement about the publication last June by the Financial Conduct Authority of the final rules regarding disclosure of information – specifically, about the risks involved for investors in peer-to-peer loans, the pricing of those loans and about what happens if things go wrong. As our friends at P2P Finance news recently […]
The uneasy relationship between mainstream finance and the P2P sector continues. One direct consequence of the defenestration of P2P’s biggest player, Funding Circle, from the FTSE 250 Index is the simple bearish fact that index funds will no longer hold the stock automatically. Pension funds and other institutions will also take a long second look […]
It’s long been our intention to keep the crowd in crowdfunding. The democratisation of finance is all about offering a level playing field of opportunity – similar terms for small and large investor alike. However, concerns are now being voiced about the proposed 10 per cent P2P loan allocation limit. If an investor’s portfolio can […]
The chequered career of the listed vehicle route to investing in peer-to-peer (P2P) lending continues. This time, the news appears to be good. For the record, Money&Co.’s preferred route is more direct. We bring individuals looking for good returns on capital together with companies seeks funds to grow. Our track record, over more than £17 […]
It’s fair to say that the political outlook is fraught with uncertainty. Britain’s controversial new Prime Minster doesn’t have a proper majority. A General Election in the next few months is more likely than not. If there’s a Corbyn-led Labour administration as a result, taxation of the passing on of wealth between generations is one […]
The European Banking Authority (EBA) is looking into how the business of peer-to-peer (P2P) lending is conducted. The UK P2P sector has had its own problems with the collapse of Lendy – which was regulated by the Financial Conduct Authority (FCA) but still failed. See our take on the way forward here. Problems experienced with […]