This year is set to be the year of the Individual Savings Account (ISA). More specifically, it’s going to be a bonanza for savers and investors who commit money to Innovative Finance ISAs (aka IFISAs). Of course, that’s just our opinion; we would say that, wouldn’t we? But it’s an opinion based on compelling […]
We’re nearing the end of the tax year – for many, a good time to review personal finances and investment. Even with the excellent news of an attractive 7 per cent target tax-free return, we find there’s still a job of education to do. Below, we run an extract from a recent press statement. Money&Co. […]
Investment experts review the market all the time. We have some pretty good expertise at Money&Co., with our CEO, Nicola Horlick to the fore here. Her review of Money&Co. peer-to-peer (P2P) lending offers good news – her appraisal of stocks and shares, less so. See below a quite from a recent interview she gave. “We’ve […]
After careful review, the news is good. We have a new loan offering on the Money&Co. site, from webuyanhome.com. This is a three-year, property-backed loan, rated A+. It offers a fixed-rate yield of 8 per cent, gross. That will translate into 7 per cent, net of our fee. If you decide to lend the full […]
A slew of new loans are due on site – with one just attaining the 100 per cent filled level – as we move into the main Individual Savings Account investing season. We thought we’d revisit blog by our CEO, Nicola Horlick, who opines on the benefits of making a loan and waking up your […]
It’s Individual Savings Account (ISA) season – the time of year when many investors scramble to take advantage of very attractive tax breaks available in the UK, ahead of the close of the tax year on 5th April. As we say elsewhere on site, there are now three types of ISA – the Cash ISA, […]
It’s Individual Savings Account (ISA) season. Invest £20,000 before 5th April, and that money earns you income tax-free. If you invest in an equity fund, capital gain is also tax-free. In the world of saving and investing, it’s an unmissable, open fiscal goal. But what income will you get if you invest in a Cash […]
Once upon a time, cash was king. Nowadays, for income-hungry investors and savers, it’s a killer. Base rates have moved off their record low of 0.25 per cent to a still-measly 0.5 per cent. But savings rates on cash deposits remain stubbornly low – with minor banks offering 1.3 as the best easy-access account, according […]
The end of the tax year draws near, and we are entering what is known as the Individual Savings Account (ISA) season. That means our registered lenders can get their returns tax-free. No income tax – and as lenders are not seeking capital gain, there is no question of capital taxes. But whether or not […]
Regular lenders will be familiar with the new offering on site. GH9 is the latest tranche from a financial-services borrower. The loan is rated A, with a fixed interest rate of 8 per cent, and a term of three years. Below is an excerpt of the borrower’s representations. As ever, we have done due diligence […]