The Christmas rush is about to descend upon us, and we shall shortly be offering lenders a new offering to unwrap. The current offering is an A-rated, three-year loan with a fixed gross yield of 8 per cent. Meanwhile, we reprise one of the best pieces of coverage of the recent report from the Cambridge […]
The clock ticks on towards Christmas. Our latest loan offer is pulling in bids, with more loans due on site soon. Larger lenders can take the hassle out of the investment process by using our manged portfolio service. It is suitable for larger investors. See below. Click here for more information. We will manage your […]
The Budget is coming – and domestic taxation is one of the few areas where the Chancellor can escape the ideological straitjacket of Brexit. CityA.M. is the latest to carry reports of increasing nervousness – see yesterday’s story on this topic – over the Chancellor’s plans for the Enterprise Investment Scheme and Venture Capital Trusts […]
The alternative-finance industry is holding its breath. Well, our equity-raising cousins on the other side of the crowdfunding fence certainly seem to be, ahead of the Budget later this month. As we’ve often stated, peer-to-peer (P2P) lending is a viable asset class with a high yield and low risk, relative to equity crowdfunding. P2P is […]
The answer is out there. The latest HMTC statistics show that of the £585 billion Individual Savings Account (ISA) market, cash ISAs are one the wane – with a capital flight of some 40 per cent from cash to other investment classes. One of the best and most appropriate asset classes is the peer-to-peer (P2P) […]
The new Individual Savings Account (ISA) season promises to be particularly frenetic. Like it or not, there is such a thing as a season (and we actually don’t like it – see this earlier article that points out the benefits of early investment, especially for high-yielding assets). The season is essentially a whirr of activity […]
When it comes to advancing money to small and medium-sized enterprises (SMEs), which we think of as the lifeblood of the UK economy, everyone seems to be full of goodwill. But the road to funding hell is paved with good intentions. While the government, the Federation of Small Businesses, trade associations such as the Alternative […]
Today, we look at the important and legitimate asset class on the other side of the crowdfunding fence – equity raises. We have long argued that equity raises are a a useful and interesting part of a balanced portfolio of investments for risk-tolerant investors. The upside of equity investment is potentially very attractive, but the […]
Today, we bring news of a welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. Our friends at Crowdfundinsider offer a report of Linked Finance, an “Ireland-based peer-to-peer lending company”, which has announced the launch of a new type of pension account. “The account allows holders […]
We are pleased to announce the imminent launch of a new loan offering of £50,000 on site from an established borrower. The GH6 (sixth tranche) loan is a fixed-rate 8 per cent yield for a three-year term. Below we offer an extended excerpt from the borrower’s pitch (we have used our best endeavours but cannot […]