Author Archives: Martin Baker

The Search For Income: Great Savings Robbery Revisited

As interest rates remain stubbornly in the Doldrums, the search for income becomes more of an imperative. Money&Co.’s CEO, Nicola Horlick, looks at this imperative from the perspective of the pension saver in today’s blog. And we thought we’d revisit our news coverage of what we have consistently described as the Great Savings Robbery. Here’s […]

Deposit Returns Not SSAS-y Enough For Pension Income

Many people now have a Self-Invested Personal Pension (“SIPP”) or a Small Self-Administered Scheme (“SSAS”) for some or part of their pension arrangements. An interesting statistic is that almost half of the assets sitting in these schemes are held in cash, despite the fact that the rates offered by pension administrators range from zero to […]

P2P Lending And The Mainstream-Alternative Finance Dynamic

It was only a matter of time… We’re talking about the developments at Zopa, the UK’s oldest peer-to-peer lender. The relationship between the mainstream and alternative finance sectors is a dynamic one – some might even call it fractious. Here’s the news, via our friends at The Financial Times. You may need a subscription to read the […]

Financial Capability – Be Aware Of The Basics

Today we look at a report from our close friends at Another Crowd, the crowdfunding intelligence platform. Another Crowd looks at Financial Capability Week, which is all about some thing very close to our hearts here at Money&Co., namely “people’s ability to manage their money well. That includes day-to-day management, but also managing the financial […]

The (Female) Future Of Crowdfunding And Alternative Finance

Our friends at AltFi run an article on gender balance in equity crowdfunding and alternative finance generally. “There are reports that suggest women are generally more risk-averse than men and so less likely to lend or invest their savings. Another theory is that women discuss or brag less about their personal financial arrangements which result […]

From Start-up To Scale-Up – AltFi Funding Examined

Britain is a nation of start-ups, but not of scale-ups, reports David Prosser in Forbes. David cites recent research that concludes that the UK’s “small and medium-sized enterprises are being stifled by a lack of access to finance. Like others before it, this study, from the House of Commons Business, Energy and Industrial Strategy Committee, […]

FSB Says FinTech ‘No Immediate Threat’ To Stability

The Financial Stability Board (FSB) met in London this week. The FSB is an international organisation that monitors and makes recommendations about the global financial system. Its object is to promote global financial stability and monitor implementation of agreed policies.  Members include the G20 countries and key financial centres such as Hong Kong, Singapore, Spain, and […]

Eyes Forward – SME Funding Sources For 2017

It’s that time of year again. We’re looking forward to 2017 with all kinds of eager anticipation – so long as our eyes remain firmly trained on this side of the Atlantic (and that’s all we’re saying about that). So: entrepreneur-turned-investor and Worth Capital co-founder Matthew Cushen assesses the options for funding small businesses in […]

Tech Bullion: There’s Gold In Them There FinTech Hills…

We’re always happy to bring good news about our industry. Here’s some from a US perspective, via Tech Bullion: “Fintech Week 2016 ranked the UK first amongst the world’s leading Fintech hubs. Last year, professional services firm EY listed the UK as the most fintech-friendly country, with the industry employing over 61,000 people and generating […]