Author Archives: Martin Baker

Asset Diversification Can Help Reduce Investment Risk

It is an eternal truth of the financial world: Spreading investment across asset classes and within asset classes helps to reduce investment risk. At Money&Co. we have a managed portfolio service that does just that – for investors with £100,000 or more to commit to the loan offers on site. Here’s a reminder of what’s […]

Bitcoin Surge Prompts Rush To Get Digital-Currency Education

Bitcoin’s crazy journey from high to high is set to have major ramifications. There’s a whole education and training industry shaping up, for example. That’s possibly just a precursor to the massive change we’ll see if digital currencies are generally accepted as a medium of value exchange. But anyway, here’s the latest educational snippet, from […]

FinTech Sector A Hive Of Activity In Uncertain Times

The FinTech sector in the UK and internationally remains a hive of activity and positivity in an uncertain world. Our friends at Finextra report: Vestrata, a new digital wealth management platform founded by eight former employees from some of the largest wealth managers in the world, has closed a $4m investment round and officially launched, […]

Interesting Times Ahead In FinTech, Reports Say

It’s going to be an interesting year ahead. In a darkly uncertain world, our friends at AltFi offer a small light of certainty: “Without a shadow of a doubt, the battle for Open Banking supremacy is going to be one of the defining fintech stories of 2021,” they report. This nascent industry has roared into […]

Investing Across A Spread Of Assets Can Help Lower Risk

A perennial classic revisited. Spreading capital exposure across a range of assets is an excellent way of lowering risk. For lenders on the Money&Co. site, investing in a portfolio of loans is  good way of achieving this. Below, we set out details of an investment product that facilitates just such an outcome. Diversification in your […]

Digital Banking: Today’s Challengers, Tomorrow’s Masters?

Here’s a question for you: Is Virgin Money. Once an outsider in the provision of financial services, now a mainstream player? Our answer is a resounding “yes”. It’s in that spirit that we should see this latest report on consumer attitudes to challenger and neo-bank – the giants of tomorrow… Our friends at Finextra report: […]

Convergence Latest: Mainstream Finance Looks To Offer Crypto Custody

Today we bring you more news of the gathering pace of convergence between cryptocurrencies and mainstream finance. This is clearly driven by the price resurgence of flagship crypto, Bitcoin. What’s driving that is another matter… Finextra reports: Asset servicer Northern Trust and Standard Chartered have sought to capitalise on the growing demand for cryptocurrency services […]

Cryptocurrencies Reclaim Their Place In AltFi Sunlight

In case you hadn’t noticed, Bitcoin has been enjoying a surge in popularity. The Covid-19 crisis parked interest in alternative stores of value – with gold the prime beneficiary. Now cryptocurrencies, with Bitcoin once more to the fore, are firmly back in the spotlight. Lat week, the Bitcoin price reacjed $19,850, just above its previous highest […]