Our friends at P2P Finance News offer a report of another welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. The Tax-Incentivised Savings Association (TISA) is seeking to have P2P accepted within the asset classes for self-invested personal pensions (SIPPs). We offer an extended excerpt […]
With two loan offers just closed, we have two more in the pipeline. Ahead of their debut on site, we thought we’d remind readers of some of the key points to bear in mind when making an individual loan, or building a portfolio of loans (it’s considered by many, including us, to be a good […]
The peer-to-peer (P2P) lending sub-sector of crowdfunding seems to have many birthdays. Rarely can a sector have been hailed as “coming of age” quite so often. The latest to announce P2P’s coming of age as an alternative asset class is the Financial Times. Here are some excerpts from Helen Dunkley’s piece in the FT this […]
Phew! The results are more or less in… As the great American satirist PJ O’Rourke wrote (the title of his latest tome)… How The Hell Did This Happen? So it’s time, amid the political furore of what may be just the UK’s first UK General Election this year, to go back to basics. Business will continue. […]
Today, we report welcome news of the increasing maturity of the peer-to-peer (P2P) lending sub-sector of crowdfunding. Without reliable data, an asset class has nothing to recommend it. The mainstream agencies in financial services have been a little slow to embrace the new asset class of P2P lending. Essentially, Money&Co. facilitates loans, matching borrowers seeking […]
Today, we take a look across the Atlantic at our American cousins. Money&Co. has close links with the staff of the University of Cambridge’s Centre for Alternative Finance, part of the university’s Judge Business School. The Centre has just published its latest research report on the state of alternative finance in the Americas, approximately one […]
The peer-to-peer (P2P) lending sector is still growing steadily, after several years of very rapid expansion. Perhaps part of the reason for this is the fact that small and medium-sized businesses seem to be rather poorly served by mainstream financial services (see several pieces – “older stories” – written over the past three years in […]
Cambridge-based Crowdsurfer analyses data in the alternative finance and financial technology (FinTech) sector. Its remit includes equity, bonds, SME debt, P2P and more, as it maps global trends and patterns in alternative finance. According to a recent Crowdsurfer announcement, “the P2P sector is one that continues to mature at speed, and its growth will be […]
Business does not exist in a vacuum. The Investment Observer looks at small and medium-sized businesses’ (SMEs) need for funding capital, and examines this need in a UK political context. It seems that, as the bank funding climate turns harsh, UK SMEs are turning to alternative sources as Brexit makes itself felt. “UK businesses are […]
Like all truly revolutionary ideas, it is simple. The notion of disruptive lending by bringing carefully vetted borrowers together with lenders seeking a good return on capital is peer-to-peer (P2P lending, a sub-sector of financial technology (FinTech). The sector, as a recent report by our friends at AltFi underlines, is beginning to mature. We run […]