Our attention has been drawn to risk analysis today. Professional Adviser, a media outlet aimed at financial intermediaries, runs a feature on peer-to-peer (P2P) lenders, and the risks and rewards of the loans on offer. Below we offer an extended excerpt of a recent article, followed by our own take on risk. “For many, the […]
Growth Business reports a FinTech story that includes a phrase – “market-ready” that has resonance for Money&Co. “Octopus Investments has launched a new fintech business, Octopus Labs, to fix what it considers is ‘the broken financial services sector’, with technology built in-house as well as sourced from later-stage fintech start-ups across the UK. “According to the new […]
The peer-to-peer (P2P) lending market is evolving all the time. Mortgage Introducer runs a feature on “disruptive” – very much a buzz word, but still appropriate – aspects of P2P lending. “The low cost structure associated with peer to peer lending has enabled platforms to pass on benefits to both borrowers and investors. Perceived superior […]
It’s what’s known in journalistic terms as “silly season”. So we thought we’d reprise some of the basics of lending via the mechanism of crowdfunding. Take the trouble to understand what you’re putting money into. The things that you can gain access to via a crowdfunding platform such as Money&Co. are typically different from […]
The term “disruptive” is a buzz word in FinTech circles. But it’s popular for a reason. By bringing individuals looking for a good return on capital together with carefully vetted businesses seeking funds to expand, Money&Co. and fellow peer-to-peer (P2P) business lenders are rewriting the traditional lending model. Mortgage Introducer is the latest media outlet […]
German news resource Research and Markets has published a research report that predicts “the global P2P lending market to grow at [an annual rate] of 53.06% during the period 2016-2020. “The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, the analyst […]
Our friends at AltFi are running a piece on an often under-reported area. Security of identity is an absolutely vital issue if crowdfunding and alternative finance (particularly in the digital space) are to thrive. The article runs: “It’s only right to start with the good news; a 2015 FCA review of AML and KYC protocols […]
There are sign of continued growth in the alternative-finance market. Our friends at Crowdfundinisder report that equity platform Crowdcube’s raise of working capital for itself is being claimed as the biggest ever in the UK. “The company launched its highly anticipated campaign last month and within the first 24 hours, the platform raised over £6 million and is […]
One of our favourite alternative-finance writers, Harriet Green of CityA.M. (not the chunky bowler pictured above, obviously – but cricket is relevant), looks at minibonds, in the light of the recent base-rate cut and the Brexit decision. “Following the Brexit decision, lower interest rates are likely to see investors looking for alternative ways of seeking […]
Conrad Ford, founder of Funding Options, looks in CityA.M. at the alternative-finance implications of the Competition and Markets Authority’s report on open banking. He compares it to finance’s equivalent of the Cambrian Explosion – which saw the emergence of new life forms. “[It is] an impending financial services revolution has been compared to the […]