A recent article in the Financial Times spurred our interest. It also reminded us that while we are part of the fast-growing alternative-finance sector known as crowdfunding, what we do at Money&Co. is very different from the equity-raise, property-backed, and other sub-sctors of crowdfunding. Crowdfunding is simply the process of raising money – “funds” – […]
Money&Co. CEO Nicola Horlick voices her concern for UK savers and investors in her latest Money&Co. blog. She argues that many economists believe that the European Central Bank “is not doing enough and that its programme of quantitative easing will not be sufficient to help Europe avoid deflation. If deflation begins to entrench itself in […]
Our research trip to Cambridge University’s Judge Business School, and interview with leading crowdfund academic Bryan Zhang Zheng revealed some exciting information, although much of it is embargoed for Monday. “Alternative finance, with crowdfunding a big part of it, is expanding and developing, and transparency is key to this,” said Bryan. “It is opening up […]
Our friends at crowdfunding intelligence platform Nurture Money have been dipping a toe into the waters of social media – and come up with some interesting results. “Each week and month, the number of people talking about crowdfunding is growing exponentially. Mainly thanks to Kickstarter and Indiegogo projects across the globe, but also due to […]
“Banks have opened their eyes and are now starting to take notice of the AltFi industry according to accountancy firm Clement Keys,” reports the newly launched intelligence resource, thefundingcentre.com. “The recession caused a difficult lending environment and left lots of SMEs seeing their loan applications refused by banks and this new research has revealed that […]
“Peer-to-peer lending and crowdfunding – the process of investors and savers being introduced via the internet to people and companies who need finance – is the phenomenon of our time, the first really useful innovation in finance since the automatic cash machine,” writes Evening Standard columnist, Anthony Hilton. Hilton is (quite rightly) enthusiastic about P2P […]
Today is the opening of a window of opportunity for manufacturing – one of Money&Co.’s favourite sectors. We funded a £1 million “landmark” deal (the Financial Times’ phrase not ours) of Mecmesin, a medium-sized manufacturer, last year. In theory, the UK government-backed initiative from Innovate is competitive with the loan offerings on the Money&Co. site. […]
Names: that which we call a rose would smell as sweet, and all that has direct relevance to today’s fast-moving crowfunding market. “Here’s the conundrum. We know exactly what we do at Money&Co., but we can’t be quite so certain what we’re called,” writes our director of communications in the crowdfunding intelligence commentary vehicle, nurturemoney.com. “Yes, […]
The Mirror is scandalised by the low yield level of fixed-rate savings accounts (also known as “bonds’). The media outlet also sees a political motive behind the UK government’s decision to extend the deadline on the one bright spot in this market. “The Government has just announced it will extend the sale of the popular […]
Commentators are noting that the crowdfunding space is getting more and more crowded. A note from the independent intelligence platform, Economy Watch, monitors the excitement around marketplace lending, also known as peer-to-peer (P2P) business lending. “Peer-to-peer lending, the online platforms which allow you and I to lend directly to people and businesses who want to […]