The figures make for grim reading. The first interest rate rise in a decade has seen very little benefit accrue to savers and investors in cash deposits. The quarter-point hike in base rates to 0.5 per cent has had virtually no effect, in fact, as income-hungry investors may have noticed. We predicted as much before […]
The week end produced a decent crop of news stories on crowdfunding and its peer-to-peer (P2P) lending sub-sector. We thoroughly recommend the regular news briefings of alternative finance and investment intelligence platform, Another Crowd, for those wishing to keep themselves informed of events in P2P, equity and, occasionally, project crowdfunding. Another Crowd, we understand, is […]
We’re pleased to announce the launch of a new loan offering on site. The borrowing company is, in its own words, the “largest online retailer of trophies in UK supplying personalised trophies, medals, and awards”. The offering has a B+ risk rating, with an indicative gross yield of 9 per cent. The loan has a […]
As our latest loan offerings wait for the final green light – our credit committee promises the first of several new offerings tomorrow – we thought we’d reprise where we are in what promises to be a very exciting investment season (the current A-rated, 8 per cent, fixed-rate offer is going fast, by the way. […]
The Budget is coming – and domestic taxation is one of the few areas where the Chancellor can escape the ideological straitjacket of Brexit. CityA.M. is the latest to carry reports of increasing nervousness – see yesterday’s story on this topic – over the Chancellor’s plans for the Enterprise Investment Scheme and Venture Capital Trusts […]
Word from the risk-analysis team is that several new loan offers are due on site soon. Meanwhile, the current A-rated, three-year, 8 per cent fixed-rate offer is still available. The borrowing small businesses will be getting funding to grow, while the lenders will get good return on capital (subject to risks – remember to read […]
The alternative-finance industry is holding its breath. Well, our equity-raising cousins on the other side of the crowdfunding fence certainly seem to be, ahead of the Budget later this month. As we’ve often stated, peer-to-peer (P2P) lending is a viable asset class with a high yield and low risk, relative to equity crowdfunding. P2P is […]
Today’s income-hungry investors and savers are drastically short of options if they look to the mainstream market. Some £1.4 trillion is currently wasting away on cash deposit earning an average of less than 0.4 per cent, according to Building Society Association figures. Our friends at P2P Finance News bring us a report, excerpted below, that […]
We’ve said it before, and we’ll say it again. We’re part of a savings revolution, of changing the way the public – specifically individual investors – think about how to save and invest. Our latest A-rated peer-to-peer (P2P) loan offering has a gross yield of eight per cent, and is proving popular with investors. Login […]
We welcome the first of a series of new loan offers on site today. Regular lenders will be familiar with this tranche of credit. Below we offer an excerpt from the borrower’s pitch. The usual disclaimers apply: while we have used our best efforts to ensure that the statements below are true, we cannot warrant […]