How will P2P lending fare in a downturn? Can the industry improve securitisation practices? Why did growth slow last year? Is China really the most exciting market? What will consolidation mean for the industry? These are just some of the questions posed by Harriet Green of CityAM, who writes an extended column on nine trends […]
Today, as we experience a surge in demand for our latest loan offering, we reprise a tale from the crowdfunding intelligence platform, Another Crowd, a company with which we have co-sponsored a couple of crowdfunding conferences. Another Crowd takes a look at a new report on the US crowdfunding market, published by the Cambridge Judge Business […]
Today we bring you news from our colleagues on the equity side of the crowdfunding fence, a brief comparison between equity and debt financing (bringing small-company borrowers together with individual lenders so as to fund growth and provide good returns, known as peer-to-peer [P2P] business lending), and the latest on our current offering. Our friends […]
We’re pleased to report a health inflow of bids from would-be lenders for our latest loan offering, JFG Limited, a coffee-shop operator. Our credit-analysis process rates the loan as a B+ risk, with an indicative gross yield of 9 per cent. Bids for the loan show a current average of 9.6 per cent at the […]
We’re delighted to announce that our loan pipeline has woken up – and is smelling the coffee. JFG Limited is the new borrower on site. The borrower describes itself as follows: “The business operates two coffee shops/cafes in prime locations in Sheffield and Mansfield. Both sites operate in modern shopping centres, which individually have footfall […]
Few can doubt the goodwill of the government towards small business funding. We are doing our own modest best by trying to bring individual lenders together with small companies seeking funds to grow. So we welcome the latest initiative, as reported by CRN. “The government is aiming to give growth-hungry SMEs a potential funding boost […]
We are making final preparations for the next loan in what promises to be an exciting series of offerings of peer-to-peer (p2P) business loans on our platforms. The pipeline has had more than a little of the London bus about it – nothing for what seems an age, and then loads come along at once. […]
Our friends at The Telegraph have just published an article on our CEO and her personal investing style. The Fame & Fortune piece addresses what Nicola is like as a person, and how this affects her attitude to personal money management, not just how she does business. There’s good news in the article for Money&Co. […]
The UK’s chief financial regulator, the Financial Conduct Authority (FCA) has released a statement regarding the eligibility of crowdfunders to market the Innovative Finance Individual Savings Account (IFISA). The IFISA is, in theory, available next week, when the new tax year begins. Investors will be able to commit as much as £20,000 to an IFISA […]