Monthly Archives: August 2016

Report Predicts Huge Growth For Global P2P – Plus Loan Latest

German news resource Research and Markets has published a research report that predicts “the global P2P lending market to grow at [an annual rate] of 53.06% during the period 2016-2020. “The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, the analyst […]

New Equity Crowdfunding Record – Plus Loan Latest

There are sign of continued growth in the alternative-finance market. Our friends at Crowdfundinisder report that equity platform Crowdcube’s raise of working capital for itself is being claimed as the biggest ever in the UK. “The company launched its highly anticipated campaign last month and within the first 24 hours, the platform raised over £6 million and is […]

Alternative Finance Options Post-Brexit – Plus Loan Latest

One of our favourite alternative-finance writers, Harriet Green of CityA.M. (not the chunky bowler pictured above, obviously – but cricket is relevant), looks at minibonds, in the light of the recent base-rate cut and the Brexit decision. “Following the Brexit decision, lower interest rates are likely to see investors looking for alternative ways of seeking […]

CMA Report May Have Life-Changing Impact For FinTech

Conrad Ford, founder of Funding Options, looks in CityA.M. at the alternative-finance implications of the Competition and Markets Authority’s report on open banking. He compares it to finance’s equivalent of the Cambrian Explosion – which saw the emergence of new life forms.   “[It is] an impending financial services revolution has been compared to the […]

It’s Fresh! New Sandwich-Lovers’ Loan

As promised yesterday, here is the remainder of the coverage of the FCA response to MP Andrew Tyrie’s queries regarding peer-to-peer (P2P) lending.   The FCA has its own concerns about consumer understanding of risk. There is some evidence that FCA and Tyrie are right to be concerned —37% of UK consumers who are aware of P2P […]

FCA’s P2P Responses – Plus New Loan Latest

Today, we bring news from the peer-to-peer (P2P) lending sector in which Money&Co. operates. The reporting comes from our friends at UK Business Insider. “Back in June, Andrew Tyrie, the Chair of the Treasury Select Committee, wrote to the UK Financial Conduct Authority (FCA) asking how it addresses the risks and opportunities presented by peer-to-peer (P2P) lending and […]

Silver Linings Amid Lower Lending Volumes

Lending amongst crowdfunding’s biggest (peer-to-peer) P2P operators fell in the second quarter. There’s one clear reason why: it is, paradoxically, uncertainty. Uncertainty is one way of describing the UK’s economic and financial climate, post-Brexit vote. Our friends at Bridging & Commercial report events this way: “A £57m drop in new peer-to-peer lending between Q1 and […]

PCs And P2P Crowdfunding – A Health Check

After yesterday’s peek at equity crowdfunding and its state of health, we thought we’d take a look at our own sub-sector of crowdfunding, peer-to-peer (P2P) business lending. Our close friends at crowdfunding intelligence platform, Another Crowd, offer a take we largely endorse. Below we offer an extended extract. “We always wanted peer-to-peer lending to be […]