Monthly Archives: April 2019

Property-Backed Loans Transform P2P And IFISA Market – Plus Loan Latest

We are not alone. Money&Co. has been in the vanguard of seeking extra security for our lenders, and focusing on property-backed peer-to-peer (P2P) loans. This means we take a legal charge on property and ensure that the loan-to-value figure offers good security. For example, in a recent string of loans, the loans were typically […]

SMEs Beginning To Wake Up To P2P Funding – Plus IFISA Process Guide

We are pleased to see some evidence that the small businesses we’re all trying to help in the peer-to-peer (P2P) sector are increasingly aware of he alternative funding sources that we’re offering. Our friends at AltFi report on a recent survey. Nearly half of the UK’s small and medium-sized businesses, 49%, are poised to turn […]

Security, Access, Yield – Look Carefully At P2P Loans Before Investing

As the tax year comes to a close, it seems a good time to remind investors that the choice between different asset classes is not a zero-sum game. You don’t have to choose between investing in stocks and shares versus peer-to-peer (P2P) lending, for example. Both types of asset have different risks and different rewards. […]

P2P Assets Can Be Pension-Planners’ Choice – Plus IFISA Process Guide

As the tax year draws to a close, we revisit the attractions of peer-to-peer (P2p) loans as assets suitable for a self-administered pension plan (SIPP). Our friends at the SIPP Club feature Money&Co. this way – it’s all accurate, but since the publication of this, we’ve added many fixed-rate loans to the platform offerings. What […]

Hard Cases, ‘Bad Law’, And A P2P Bridge Too Far – Plus Loan Latest

There’s a well-known legal saying that hard cases make bad law. A similar logic applies to regulation – which is not quite legislation or case law, but you probably know what we mean. Our friends at P2P Finance News carry reaction from the industry to the Financial Conduct Authority’s proposed changes to the marketing of […]