Hello, and welcome back to the working week. We report regularly here on the chequered history of peer-to-peer (P2P) loans as an asset class in quoted investment trusts. Here’s the latest. Investment trusts are collective investment vehicle quoted on the stock market. They offer a liquid (quick buy/sell mechanism) way of having exposure to P2P […]
The peer-to-peer (P2P) lending sector is looking to expand its share of SME funding, according to PWC research. Money&Co. is a P2P lending platform that brings together individuals looking for a good return on capital together with carefully vetted small businesses seeking funds for growth. Our registered lenders have achieved average gross returns of more […]
One of our unique selling points at Money&Co. is the fact that we can offer a managed portfolio of peer-to-peer (P2P) loans. By having exposure to a range of our carefully vetted loans you can reduce risk. See our video explaining the process of lending. Clients of the Money&Co Portfolio Service have access to loans […]
As peer-to-peer (P2P) lending becomes better understood and more “mainstream”, the ways of investing in the sector proliferate. We look at reports of one of the more sophisticated ways to invest (a listed bond) below, courtesy of our friends at P2P Finance News. Money&Co. offers a more direct route to the P2P market. We bring […]
Death is inevitable. But being taxed when you die is not. See below an excerpt of an article in the Mail on Sunday for detail on the large – but easily avoidable – tax liabilities that lie ahead. Taxation And Death – The Problem Death taxes collected by the Government and which erode family wealth […]
It’s now almost exactly five years since the first peer-to-peer (P2P) loans were made available for lenders’ perusal on the Money&Co. site. Back then, of course, this young industry was even younger – in the world of alternative finance, five years is a long time. The industry has settled down a little since 2014. Once […]
We are not alone. Money&Co. has been in the vanguard of seeking extra security for our lenders, and focusing on property-backed peer-to-peer (P2P) loans. This means we take a legal charge on property and ensure that the loan-to-value figure offers good security. For example, in a recent string of webuyanyhomes.com loans, the loans were typically […]
We’re nicely into the new tax year. And our thoughts turn to plans for the future. The jury remains well and truly out on cryptocurrencies, although the sector has attracted a lot of interest from punters (hard to call them investors) following the 20 per cent surge in the price of Bitcoin in the past […]
Today we bring news of a service that is not for everyone. It’s a way of reducing liability to Inheritance Tax, which kicks in for people leaving estates of £325,000 or more (in fact, up to £450,000 if a house is included in the estate). With UK property prices being near historical highs – […]
We are pleased to see some evidence that the small businesses we’re all trying to help in the peer-to-peer (P2P) sector are increasingly aware of he alternative funding sources that we’re offering. Our friends at AltFi report on a recent survey. Nearly half of the UK’s small and medium-sized businesses, 49%, are poised to turn […]