Ahead of the latest offering due on site, it’s a good time to reprise some of the issues potential lenders should look at before committing capital. Here’s an excerpt from our long list of things to look at (NB this is commentary – not advice): Examine the borrowers’ proposals in detail. We use our […]
Our friends at Crowdfundinsider report on regulatory moves in Europe and the UK, citing a CNBC interview from EU Commissioner Valdis Dombrovskis. “[Dombovskis] replaced Jonathan Hill of the UK at the Commission following the Brexit decision. He recently sat down with CNBC for an interesting interview where he shared some insight into his perspective on the Capital […]
We’re well into the era of a more mature crowdfunding world. In internet jargon, that would be known as Crowdfunding 2.0. Luke Davis, co-founder of Money&Co., offers his view in CityA.M. of how what the 2.0 stage should look like for UK P2P platforms. “In the five years since its inception, debt crowdfunding has supported […]
The Telegraph reports analysis from L&G that effectively advocates the use of alternative funding to boost the property market. The article, by personal finance editor Richard Dyson, looks at peer-to-peer (P2P) property-backed lending: “An L&G survey of 1,000 people found 27pc would consider funding house purchases by other people’s children. Of those, 39pc wanted to […]
There are several loan offerings from small and medium-sized enterprises (SMEs) in the platform’s pipeline. The question is: does your SME meet Money&Co.’s selection criteria? See this excerpt from our Knowledge Hub, where we address that very question of whether you and your business can qualify for a peer-to-peer (P2P) business: Only after your borrowing […]
Our attention has been drawn to risk analysis today. Professional Adviser, a media outlet aimed at financial intermediaries, runs a feature on peer-to-peer (P2P) lenders, and the risks and rewards of the loans on offer. Below we offer an extended excerpt of a recent article, followed by our own take on risk. “For many, the […]
Growth Business reports a FinTech story that includes a phrase – “market-ready” that has resonance for Money&Co. “Octopus Investments has launched a new fintech business, Octopus Labs, to fix what it considers is ‘the broken financial services sector’, with technology built in-house as well as sourced from later-stage fintech start-ups across the UK. “According to the new […]
The peer-to-peer (P2P) lending market is evolving all the time. Mortgage Introducer runs a feature on “disruptive” – very much a buzz word, but still appropriate – aspects of P2P lending. “The low cost structure associated with peer to peer lending has enabled platforms to pass on benefits to both borrowers and investors. Perceived superior […]
It’s what’s known in journalistic terms as “silly season”. So we thought we’d reprise some of the basics of lending via the mechanism of crowdfunding. Take the trouble to understand what you’re putting money into. The things that you can gain access to via a crowdfunding platform such as Money&Co. are typically different from […]
The term “disruptive” is a buzz word in FinTech circles. But it’s popular for a reason. By bringing individuals looking for a good return on capital together with carefully vetted businesses seeking funds to expand, Money&Co. and fellow peer-to-peer (P2P) business lenders are rewriting the traditional lending model. Mortgage Introducer is the latest media outlet […]