Tag Archives: P2P

What Is This Woman’s Secret?

There’s an exciting announcement coming up… watch this space The secret is clearly not the identity of the Money&Co. CEO. The name “Nicola Horlick” is something of a give-away. But the texture of the picture has a lot to do with what’s coming up. As we reported earlier, there’s gold in them there pixels. Keep […]

Crowdfunding: Act Local, Think Global – And Find The Treasure

There’s gold (or the monetary equivalent) to be found by following Money&Co. – see the end of this article Money&Co.’s road trips are bearing fruit, in the form of increased awareness and interest from would-be borrowers and lenders alike. The team’s recent trip to Oxford was marked by a succession of engaging business meetings, and […]

“Lending Sites Offer Quicker Decisions For Borrowers, Better Rates For Savers” – FT

Check it out online – the figures tell their own story The Financial Times does not mince its words. It has just published an article on the banking sector with the doom-laden caption: “Margins, profits and dividends will never fully recover.” The newspaper’s FTMoney editor, Jonathan Eley is in no doubt about the future for […]

P2P Crowdfunders Leap To £2bn – But Banks Fail “Inexcusably”

P2P finance is on the up – thankfully for SMEs The UK’s peer-to-peer (P2P) finance sector continues to expand  – at an even faster rate than previously thought. According to market data published by Alternative Finance (Alt Fi), a media outlet that monitors alternative finance sectors, including crowdfunding, cumulative lending has doubled since last December. […]

Bad Banks Are Very Bad Indeed – But There Is An Alternative

A timely, trenchant book, published by Random House “Bad Banks: Greed, Incompetence and the Next Global Crisis” is well-written, well-argued and well-timed. Daily Mail City editor Alex Brummer pulls no punches as to how the UK’s banks have failed and continue to fail us all in abysmal fashion. Here, he sums up Barclays Bank’s recent conduct: […]

Manufacturer Milturn Seeks Half Million

Movie industry and yachting opticals from Milturn West Midlands-based manufacturer Milturn is seeking £540,000 for a 48-month loan. Our credit-analysis team is suggesting an indicative yield of 8.3 per cent for the loan for this company, which has been given a B+ rating. Below, we reproduce the company’s own words, visible to registered users on […]

Sunday Times: Crowdfunding Helps “Cut Out The Middle Man”

Money&Co. recently featured in a column by  award-wining journalist Ian Cowie (pictured above) in The Sunday Times. “The serial entrepreneur Nicola Horlick tells me about an interesting way to offer investors better returns and small firms cheaper loans,” writes Mr Cowie. “Peer-to-peer lending – a bit like eBay for savers and borrowers – is growing […]

Surge In Demand As Crowdfunding Heads For £1bn Mark

Either a borrower or a lender be – a new financial infrastructure is in the making The Financial Times (subscription required) continues to discuss the news we reported yesterday that peer-to-peer (P2P) lending is set to hit the £1bilion mark. In the first six months of 2014, new peer-to-peer lending to businesses (which we prefer […]