A recent story (see below) reinforces the worth of reminding readers again of the difference between equity and debt crowdfunding – the P2P loans that are offered on this site, for example. Here, Money&Co. CEO, Nicola Horlick, explains the pluses and minuses in a recent column in CityA.M. “The risks to individuals investing in startups are […]
Our latest loan offering is A-rated and property-backed with a fixed-rate yield of 8 per cent, and a term of five years. It’s currently 25 per cent filled. We are offering a reprise of investment facts and tips available on site ahead of the imminent arrival of new peer-to-peer (P2P) loans. See this, on risks […]
The Daily Express offers a good review of the rewards and the risks of Innovative Finance Individual Savings Accounts (ISAs). Money&Co. is very active in this sector, and the newspaper quotes CEO Nicola Horlick, who says our 7 per cent target-yield Innovative Finance ISA “offers savers relief after years of near zero interest rates. “You […]
Certain key employees at Money&Co. have theories about how men and women manage money. The argument runs that women often have a more sensible approach to risk. A variation on this theme is presented by our friends at The Scotsman, who report that women have better success rates than men in crowdfunding equity raises. We’ll […]
The mainstream media is beginning to take peer-to-peer (P2P) lending seriously. Our friends at FT Adviser offer some analysis of P2P as an asset class that might be recommended to the clients of financial advisers. We reproduce excerpts from the article, with our comments. “[P2P] has reached a stage of maturity where it can be […]
Hello again! We’re back after half a day offline for a technical overhaul. Thanks to readers, users, lenders, borrowers and visitors for your patience. Today, we revisit a familiar space. We often take a friendly peek over the other side of the crowdfuding fence at our equity-raising cousins. Money&Co. does debt crowdfunding, which is the […]
We’re pleased to report strong interest in the new Innovative Finance Individual Savings Account (IFISA), following the award of full permissions by the financial services industry regulator, The Financial Conduct Authority. IFISAs typically contain peer-to-peer (P2P) loans of the kind offered on Money&Co.’s site. ~But these are early days for P2P crowdfunding. Our friends at […]
Between now and the start of the new tax year on 6th April, a lot of money will go into Individual Savings Accounts (ISAs) and the Innovative Finance ISAs (IFISAs) that are allowed to hold the peer-to-peer (P2P) business loans facilitated on Money&Co.’s crowdfunding platform. You can start the application process by clicking here. Below […]
It’s a very particular time of year. The tax year 2016/17 closes on 5th April, and many savers and investors leave it late to take advantage of their tax-free allowances. They probably shouldn’t, but they do – so we find ourselves now in the busiest time of what’s become known as Individual Savings Account (ISA) […]
The specialist media outlet Property Reporter runs a feature on a new property-related launch. We don’t comment on the detail. Suffice it to say that we see this as evidence of a fast-expanding market that many find very attractive. Watch this space for news… Meanwhile: “Online mortgage lender, LendInvest, has announced that it has launched […]