Our friends at P2P Finance News report Money&Co.’s move to promote managed portfolio investing. MONEY&CO is introducing a managed portfolio product that it says will offer extra security to investors by ensuring more diversification. The peer-to-peer business lender, which was founded by City ‘superwoman’ Nicola Horlick, is planning to discontinue single-loan offerings in favour of […]
As we head for the end of the tax year, our friends at P2P Finance News look at the evolution of the Innovative Finance Individual Savings Account (IFISA). The IFISA is the device by which peer-to-peer (P2P) loans such as those on this platform can offer investors tax-free income. We thought we’d offer a little […]
We like to take a regular look at investment trusts committed to the peer-to-peer (P2P) sector. Investment trusts are quoted shares and so have the potential upside of an equity asset (as well as the downside risk of loss). Fans of P2P-invested investment trusts argue that the relatively high dividend returns offset the risk. Below, […]
Our friends at P2P Finance News report a lack of appetite for risk amongst baby boomers. Registered Money&Co. lenders have averaged a return of over 8 per cent since we began facilitating loans in 2014. The return is attractive – but, as we frequently stress, it’s very important to understand the risks that come with […]
We report regularly on the slow uptake of peer-to-peer (P2P) by the mainstream media. Part of the reason it’s taken a while for P2P loans to be recognised as an asset class is the difficult start experienced by some of the early adapters. P2P loans and/or platforms feature in the portfolios of some investment trusts. […]
The resilience of the peer-to-peer lending sector in a downturn has been debated since the industry’s fruition, write our friends at P2P Finance News in a recent article. The piece goes on to reveal some happy, if perhaps surprising, news: “Funding Circle has claimed its loan book would hold up in a recession, after subjecting […]
The future is out there – and it’s fast becoming the present. Or rather it will be, just as soon as the investment adviser community realises what’s on offer in the peer-to-peer (P2P) lending market, our very own sub-sector of the alternative finance industry. In the autumn of 2017, our friends at P2PFN ran the […]
The rivalry between different asset classes is not a zero-sum game. You don’t have to choose between investing in stocks and shares versus peer-to-peer (P2P) lending, for example. Both types of asset have different risks and different rewards. It just so happens that last year would have been a bad one to choose to invest […]
Following some inaccurate reporting in mainstream media this week end, Peer 2 Peer Finance News runs an article that betrays an understanding of how P2P financial technology businesses and start-ups like Money&Co. actually work. The P2PFN article points out that the inaccurate report focused on “small company accounts filed by Denmark Square Limited – one […]
Conventional wisdom currently has it that that a new era of open banking is set to bring great benefits to the alternative finance lending sector. As a player in this market, we naturally keep our eyes and ears open to developments – and bring you an interesting report from our friends at P2P Finance […]