The new loan from Mar-Key Marquees Limited, rated A+ , is making good progress. It is 28 per cent bid at the time of writing. The company manufactures and rents out large marquee structures for events like the America’s Cup. The stock held by the company is of a high value as the posts for the […]
The troubled P2P Global Investments fund, on which we’ve reported here several times, has changed its name and finally reports some improved figure after some painful investment offloads. It’s long been our view that the best way to profit from platform lending is to choose a platform with a conservative selection policy and risk analysis, […]
We are delighted to announce the arrival on site of a new loan from Mar-Key Marquees Limited. This company first borrowed money from our lenders in 2014 and has had an exceptional payment history. The company manufactures and rents out large marquee structures for events like the America’s Cup. The stock held by the company is […]
Who should you trust to manage your money? The registered lenders at Money&Co. manage their own assets by choosing to offer capital to carefully vetted small businesses seeking funds for growth. The average return achieved by lenders is over eight per cent, gross of our one per cent fee. The annualised bad debt rate over […]
Open banking was initially focused primarily on individual consumers. Now, as the still-young sector begins to mature, some operators are moving towards the small-business market. As lending platforms, we are doing our best to cater for the gaps left by mainstream banks – but there is still unmet demand. Our friends at AltFi take up […]
While the asset side of the alternative finance market – both equity and debt – still has a way to go before it’s fully accepted, alternative banking is going well. Our friends at AltFi report: German digital bank N26 is currently leading the European challengers in the US digital banking landgrab, taking nearly 50,000 downloads for the […]
We discover a good exposition of the benefits and risks of investing to minimise Inheritance Tax (IHT) liability, courtesy of Wealth Club. See an extended extract below. Our own service is proving very popular. See lower down this piece. What are the main benefits of investing in an IHT portfolio? If you are happy to […]
A snatch of text from a recent report by our friends at AltFi caught our attention. See italicised extract, below. With yields at close to multi-century lows, equities valuations stretched, and Brexit dominating the headlines, attractive alternatives to cash are arguably limited. Platform lending is, no doubt, one such alternative – providing lenders understand the […]
The final instalment of our brief review of alternative lending looks at the major similarities and differences between Innovative Finance Individual Savings Accounts and (IFISAs) “mainstream” Individual Savings Accounts (ISAs). IFISA – Similarities With Other ISAs The IFISA is an ISA like any other. The £20,000 annual allowance applies to all types of ISA: IFISAs, […]
In this third instalment of our review of alternative lending, we look at the Financial Conduct Authority’s view of the sector. There’s been a greater focus on the sector following the failure of peer-to-peer (P2P) platforms such as Lendy. Lendy’s failure was linked – completely unfairly – with a number of problems experienced by investors […]