Here, as promised yesterday is the second part of the recent P2P Finance News profile interview with Money&Co. CEO, Nicola Horlick. Why are some P2P lenders looking to obtain a banking licence? Whilst P2P lenders are still receiving a high number of applications from potential borrowers, the difficulty is in finding quality borrowers. P2P […]
Our friends at P2P Finance News run a profile interview with Money&Co. CEO, Nicola Horlick. Here is the first part of the article, with a second instalment to come in the week. Prior to the economic crash in 2008, the vast majority (estimated at 91 per cent) of funding to small- and medium-sized enterprises (SMEs) […]
It would be shocking if it weren’t such a common tale. More than half (55 per cent) of small- and medium-sized enterprises (SMEs) in the UK are unable to access the funding they need to grow, according to a survey reported in P2P Finance News. The main hindering factor is a lack of education or […]
Exciting times in the world of financial technology (FinTech). Our private executive news briefing, which powers the later-arriving, publicly available offering from the FinTech intelligence platform, Another Crowd, is full of exciting tales of planned stock-market flotations and other deals. We run with one of those stories today, published by our friends at P2P Finance […]
We are interested in the extra liquidity and flexibility that cryptocurrency loans can provide. If the offerings are properly regulated and asset-backed, this is definitely an option to explore. It seems we are not alone in this line of thought. Our friends at P2P Finance News report:THE MARKET for initial coin offerings (ICO) incorporating peer-to-peer […]
The Individual Savings Account (ISA) season rolls on, and the hot topic is just how much money will migrate from poorly performing Cash ISAs to higher-yielding products.P2P Finance News reports on some recent Money&Co. research. SAVERS relying on cash ISAs are facing a “dismal and depressing” 1.03 per cent return on average, Money&Co has warned. […]
Every week seems to bring another episode in the push-me, pull-you saga of Brexit and its information wars. The latest research on the possible effects of Brexit on FinTech, our very own sector of the UK economy, is analysed by P2P Finance News. THE FINANCIAL services sector needs to attract and retain entrepreneurial talent to […]
The alternative-finance industry is trying hard to make headway, but there’s still plenty of work to do. As we bring individuals seeking a good return on capital together with carefully vetted small business looking for the funds to grow, Money&Co. has moved smoothly past the £10 million mark in loans facilitated since 2014. The average […]
Many commentators argue that one of the benefits of investing in debt raised by private companies is the lack of correlation between the performance of a loan and the oscillations of the stockmarkets. Whether or not shares are currently overpriced, our portfolio has certainly performed well – with no loan defaults in over three and […]
Cryptocurrency is very much in vogue at the moment. It’s becoming the token of choice for creating liquidity on some platforms. As things stand, cryptocurrencies are all translated back into “fiat” or mainstream currencies such as the dollar or pound. This is very much an area to watch. We can however reveal that neither of […]