“Banks have opened their eyes and are now starting to take notice of the AltFi industry according to accountancy firm Clement Keys,” reports the newly launched intelligence resource, thefundingcentre.com. “The recession caused a difficult lending environment and left lots of SMEs seeing their loan applications refused by banks and this new research has revealed that […]
The fall to 0.5 per cent in the Consumer Price Index, published today by the Office for National Statistics, was widely anticipated. The fall-out may be more surprising. Today’s mainstream media coverage focuses on all the usual knock-on effects: sharply lower inflation projections, and consequent expectations of low interest rates being sustained put pressure on […]
It’s back to work, and time for savers, investors and lenders to consider where to place their money for this year. As a peer-to-peer business lending platform ultimately regulated by the Financial Conduct Authority, we cannot comment on current loan offerings. We can however point out that gross indicative yields are currently around the 10 […]
The alternative-finance way of matching borrowers and lenders is yielding exciting results Cambridge University and Nesta recently published a report entitled “Understanding Alternative Finance”. According to the report, the alternative finance market in the UK will have provided £1.74 billion during 2014 and this compares to £267 million in 2012 and £666 million in 2013. […]
What’s the secret of the hidden gem? See below The alternative finance industry in the UK “is set to burst through the £4 billion mark for fundraising by next year,” according to a report in The Independent. The Independent quotes a study by the National Endowments for Science Technology and the Arts (Nesta), which predicts […]
Crowdfunding is a “real alternative” to low-yielding bank deposits Exciting times in the world of crowdfunding. As the Financial Times puts it (subscription required): “Crowdfunding’s rise to prominence has been remarkable. In little more than a decade, it has become a recognised way for companies, both young and established, to raise finance from a wide […]
Corporate credit availability by firm size. Source: Bank of England The UK’s economic recovery is causing a considerable amount of head scratching amongst commentators, economic observers and pundits generally. The growth figures are fair to reasonable, and a recovery is underway – all are agreed on that. “We’re witnessing a kind of economic slingshot effect […]
Nicola Horlick at yesterday’s MAS conference in Kent Nicola Horlick and senior members of the Money&Co. team went down to the Manufacturing Expo 2014 in Kent as guests of the government-backed Manufacturing Advisory Service. Nicola spoke to a select audience, and has posted a blog about her experiences and her views on the underrated and […]
G The manufacturing sector is still a vital component of the UK’s economic recovery Britain has an illustrious industrial history, but the manufacturing sector’s contribution to gross deomestic product (GDP) has declined dramatically over the post-war years. In 1948, manufacturing accounted for 41 per cent of our GDP according to the Office for National Statistics […]
Hot drinks, orange juice and all manner of pastries accompanied today’s Bruton Place financial symposium And so to London’s Bruton Place, the Money&Co. headquarters, for coffee, tea and various types of delicious confectionery. Today marked the latest in a series of Money&Co. breakfasts. The discussion over caffeine and cakes was as wide-ranging and stimulating as […]