Credit analyst Toby Furnivall, left, speaking at a Money&Co. breakfast earlier this year As a peer-to-peer (P2P) loan-based crowdfunder, Money&Co.’s business model will be familiar to regular visitors to the site: We bring people together with businesses. After yesterday’s look at a lenders’ breakfast, today we bring news of the borrowers’ side of the equation. […]
The latest breakfast at Bruton Place was a well-attended and engaging event Money&Co. hosted its latest breakfast at our Bruton Place offices yesterday. The heady mix of, cakes, coffee and credit analysis made fort an engaging discussion. “We’ve done a few of these breakfasts in London and around the country, and they’re consistently worthwhile events […]
Share Radio presenter Georgie Frost in one of the stations custom-built studios in Pimlico, London A very warm welcome to Share Radio, which started broadcasting this morning. This new business is so young that at Money&Co. we feel, with our six-month trading history, positively old! Headed up by CEO Gavin Oldham, formerly of Barclays […]
P2PFA says FCA must find the right regulatory track “Crowdfunding is a way businesses, organisations and individuals can raise money. Generally, it involves a number of people pooling money through a website, often called a platform.” The words we quote here on Money&Co.’s crowdfunding platform are those of the Financial Conduct Authority (FCA). As we […]
Reducing and digitising the retail network – or just self-harming? Commercial and retail banks appear to be very good judges of character – they don’t even like themselves. It may well be that investment banks are as implacably steeped in self-love and the relentless pursuit of profit as ever they were. But their commercial and […]
There may be P2P lending gold in them there hills… via NISA tax reforms The crowdfunded peer-to-peer (P2P) lending market is “fascinating”, according to commentator Ed Bowsher of Money Week. “The government is now consulting on plans to allow P2P lenders to place their loans within an Isa wrapper. This is great news for all […]
The Milturn Precision Engineering loan worked really well for lenders and borrower alike The borrowers’ side of Money&Co.’s peer-to-peer lending (P2P) operation is all about providing liquidity that allows UK small and medium-sized enterprises (SMEs) to be flexible and creative in their business dealings. The lending side of that self-same equation means that lenders to […]
The banks can’t beat the crowd, and want to join the digital space – but vigilance is needed We must be doing something right. There’s been a rash of bank announcements recently, and the upshot is clear: they all want to enter the digital space. Money&Co.’s latest podcast highlights this “me-too” rush towards crowdfunding, and […]
Martin Wheatley of the Financial Conduct Authority These are exciting times. Crowdfunding continues to grow at a fast and increasingly rapid rate – and loan-based crowdfunding, of the kind we provide at Money&Co. – is geared to promote growth in the UK’s small and medium-sized enterprise (SME) sector. That is also good news for savers […]
When I was a child, Radio 4 was permanently on in the kitchen, and I still listen to it at every opportunity. I have never been a great fan of the Archers, but it has been a constant in my life, despite the banal story lines. One of the current dramas in Ambridge involves Helen […]