Investing in peer-to-peer (P2P) loans has its attractions, especially for the income-hungry. It also has its risks – which are prominently displayed on this site, including the Home Page and the risk warnings run at the foot of almost every article. But investing in the P2P platforms that provide the loans is something that can […]
Mainstream banking has long been playing a game of “if you can’t beat them, join them” with the alternative finance industry. Our own sub-sector of alternative finance, the peer-to-peer (P2P) credit sector, is among the most popular and sought-after. The government-backed British Business Bank is positively eager to help with credit funds for properly sourced […]
Do you want to commit capital to the small companies who find funding from the alternative finance sector – or would you prefer to invest in the alternative finance sector itself? Regular visitors to this site will be aware that Money&Co. lenders have achieved an average return of over 8 per cent (before we deduct […]
It’s always interesting to see how the rapidly expanding peer-to-peer (P2P) sector is valued. Today, we look at a report from our friends at P2P Financial News on a capital-raising effort by a P2P player that is moving from private to public. PEER-TO-PEER lender Ablrate will open its £350,000 crowdfunding campaign to the general public […]
After hubris – essentially over-mighty, prideful overreaching – comes nemesis (the comeuppance that fate decrees). So, following on from yesterday’s look at the increasing use of crypto-assets by peer-to-peer (P2P) platforms, we find a highly entertaining news report from Crowdfundinsider. The news site carries a story of the launch of a new crypto exchange called […]
As the new week begins, the once-irresistible rise of Bitcoin, the leading cryptocurrency, hits a six-week low of around $3,400. That’s a decline of over 70 per cent from a year ago at $11,500 levels. Anyone buying Bitcoin in mid-December 2017, just over 13 months ago, would have seen an even more painful decline as […]
Today, we offer a snapshot of one of the things that happens online when big FinTech companies try to manage their growth. Major peer-to-peer (P2P) lenders in the US and Australia are turning to an independent supplier of blockchain technology to minimise fraud. Our friends at AltFi report it this way: More than a dozen […]
It’s Individual Savings Account (ISA) season. The main preoccupation of peer-to-peer (P2P) lenders such as Money&Co. is to make individual investors aware of the benefits and risks of P2P loans ahead of the end of the tax year on 4th April. As we saw in yesterday’s News story, the P2P asset class is not necessarily […]
The rivalry between different asset classes is not a zero-sum game. You don’t have to choose between investing in stocks and shares versus peer-to-peer (P2P) lending, for example. Both types of asset have different risks and different rewards. It just so happens that last year would have been a bad one to choose to invest […]
It’s that time of year again. After a relatively slow start for Innovative Finance Individual Savings Accounts (IFISAs – see an earlier News article on this topic) the awareness and popularity of the IFISA could be set to soar. It’s important to balance risk against the good returns (Money&Co. lenders have achieved over 8 […]