We have a new loan offering available on site with more in the pipeline. The current offer is detailed below: Project Seascape, tranche 7, is a £150,000 offering. It is already 30 per cent funded, risk-rated A, and secured against German property. It offers a fixed-interest yield of 8 per cent over a five-year term. […]
Where is peer-to-peer (P2P) lending in the wider world of alternative finance and FinTech? Our friends at Orca Money look at P2P versus balance sheet lending. Worth a look, we think. See also our own Knowledge Hub, with useful background information embedded at the foot of most pages on site. “What is the first thing […]
We’re delighted to announce the swift closure of our most recent loan offer, an 8 per cent fixed-rate deal that filled yesterday. Another property-backed, 8 per cent fixed-rate loan remains on site – currently 72 per cent filled – with more loans in the pipeline. Here’ a reminder of some of the basics of peer-to-peer […]
We have a new A-rated, 8 per cent fixed yield, three-year loan offering on site. North East Property Developments, according to the borrower, “manages buy-to-let portfolios for individuals in the North East of England. The individuals invest their money and the company then sources properties on their behalf, refurbishes them and then lets them on […]
We hate to say we told you so – but that’s just what we did. Here’s how we covered last week’s Bank of England base rate hike: The recent news of a base rate rise of 0.25 per cent to 0.75 per cent offers little comfort to income-hungry savers. The uplift will take time to […]
There’s a lot of nonsense and hype surrounding cryptocurrencies and its underlying blockchain technology. But there’s also a sensible way ahead – probably involving asset-linked digital tokens using blockchain. These securities (they will be regulated as such) are the coming fashionable wave in alternative finance. We believe they may prove more durable than many cryptocurrencies. […]
The UK’s financial watchdog, the Financial Conduct Authority, has published a review of the crowdfunding industry and concluded that tighter regulation was needed for peer-to-peer (P2P) lending. Having read the latest materials, we heartily agree. The FCA states [it has] “observed the variety of loan-based crowdfunding business models, some of which have become increasingly complex. […]
A recent story (see below) reinforces the worth of reminding readers again of the difference between equity and debt crowdfunding – the P2P loans that are offered on this site, for example. Here, Money&Co. CEO, Nicola Horlick, explains the pluses and minuses in a recent column in CityA.M. “The risks to individuals investing in startups are […]
With a new loan waiting in the wings, our latest loan offering is A-rated and property-backed with a fixed-rate yield of 8 per cent, and a term of five years. It’s proving popular, and is currently 61 per cent filled. More news soon… Meanwhile, the recent news of a base rate rise of 0.25 per […]
Our latest loan offering is A-rated and property-backed with a fixed-rate yield of 8 per cent, and a term of five years. It’s currently 25 per cent filled. We are offering a reprise of investment facts and tips available on site ahead of the imminent arrival of new peer-to-peer (P2P) loans. See this, on risks […]