Home Truth time. Spreading investment across asset classes and within asset classes helps to reduce investment risk. At Money&Co. we have a bespoke portfolio service that does just that – for investors with £100,000 or more to commit to the loan offers on site.Here’s a reminder of what’s on offer. Diversification in your loan portfolio […]
Pushing against an open door is all very well. What happens if the room behind the open door is empty? This is a topic of considerable interest to us here at Money&Co., as we pursue more traditional methods of entry into the banking system. Our friends at Finextra offer a couple of reports – one […]
Today’s news-gathering brings tidings of tales that vary from measured prudence to something from across the Pond that looks rather like irrational exuberance. P2P Finance News reports: The Financial Conduct Authority’s (FCA) new chief executive Nikhil Rathi has said that the regulator will be focusing on the risks involved with higher-return investments, as he […]
It may not be the coming thing, but it is a thing that is certainly coming. Central banks around the world are set to launch their own digital currencies. In 2018, the preparation was done for a “Britcoin” launched by the Bank of England. The product is wrapped up in metaphorical cling film, and ready […]
Today, as the world hopes for the arrival of a truly effective Covid-19 vaccine, we bring two snippets of news. First, is more from the stop-go world of SME finance. UK Tech News reports: British Business Investments, a Sheffield-based investment management firm, recently announced a £30 million commitment to support UK small businesses through Funding […]
Perhaps the least surprising news report of the last few weeks comes to us from our friends at P2P Finance News. The word is that “UK peer-to-peer lenders are unlikely to embark on stock market flotations in the near future”. The industry analysts P2PFN has been talking to are surely right. The catastrophic performance of […]
These are momentous times. And, political tumult notwithstanding, financially and mentally difficult ones for many. Our friends at P2P Finance News adduce two separate pieces of research which have concluded that people aged 18 to 24 have been most affected by the coronavirus pandemic. According to a poll by credit reference agency Credit Kudos, 37 […]
There is life in the direct-lending sector yet. Peer-to-peer lender Mintos is gearing up to launch its first crowdfunding campaign on Crowdcube, as reported by our friends at AltFi: The round, which is set to go live in the second half of November, will form part of a larger fundraising effort with cash being raised from several […]
The Independent – Malta’s version – reports on the implementation of a set of rules and protocols for crowdfunding and alternative finance raises. At first look, the system may not be the simplest, but it does have the great benefit of offering access to the world’s biggest single market… The European Parliament has taken the […]