Today, we look at borrowers and lenders in the world of peer-to-peer (P2P) lending. This part of the alternative finance world is all about bringing lenders seeking excellent returns on capital together carefully vetted small companies seeking funds to grow. Our friends at P2P Finance News report that banks are not helping too much on […]
Our latest loan offering is A-rated and property-backed. It offers a fixed-rate return of 9 per cent for five years, and is currently 53 per cent filled. We have several more offerings in the pipeline. If you invest and hold the investment via our Innovative Finance Individual Savings Account (ISA – see below for a […]
As we move to close the latest A-rated, 8 per cent fixed-rate, property-backed loan offering on site, our credit-analysis committee tells us there are several more offers in the pipeline. In the four years this platform has facilitated over £11 million of peer-to-peer (P2P) loans. Money&Co. lenders have achieved returns of over 8 per […]
We’ve come across an interesting feature from This Is Money on how to decide on whether a peer-to-peer (P2P) investment as an alternative to cash is a good idea. Peer-to-Peer lending offers an alternative, particularly in the property space, as a viable, high return option that offers a good level of security for their funds. […]
Ahead of the imminent closure of current offerings and the arrival of new peer-to-peer (P2P) loans on site, we thought we’d draw attention to some key tips for would-be lenders looking for good returns on capital. Examine the borrowers’ proposals in detail. We use our best endeavours to ensure that every representation of the borrower […]
We are delighted to announce the landing of a new loan offering on site. REAL 2 is a three-year loan offer, rated A by our risk-analysis committee, with an indicative gross yield of 8 per cent, and a current yield of 9.2 per cent. This will probably diminish, based on the performance of previous loan […]
And after some delay – it’s here! The next tranche of the popular Project Seascape has arrived on site. This is a special-purpose vehicle, which will be used to fund property development. The management team has extensive experience in the property sector and a strong track record. The team has worked together since 2008, during […]
It’s time to do the sums. Figures recently released by the tax authorities reveal a shocking story of how poorly mainstream finance (banks and building societies to the fore) have served investors and savers. The raw data from HMRC can found here. Our analysis of the highlights – or should that be lowlights? – is […]
Savers frustrated at low interest rates from cash accounts can boost their returns and provide British businesses with the growth capital they need by investing in peer-to-peer (P2P) loans. If the loans are held in a Money&Co. Innovative Finance ISA (IFISA), the excellent returns, many times the average ISA-eligible cash deposit account, can be enjoyed […]
We’ve had a lot of interest in our 8 per cent (typical gross APR) managed portfolio service, following our tax-year-end marketing campaign. Below is a reminder of how it works. We will manage your loan portfolio for you and ensure that there is sufficient diversification to reduce risk. When money comes back from borrowers each […]