The end of the tax year is upon us, and it’s surely time to look at using your £20,000 annual Individual Savings Account (ISA) allowance, if you haven’t done so already. You may decide to enjoy the tax-free benefits of a peer-to-peer (P2P) loan by holding it in an Innovative Finance ISA. There’s no profit […]
There are no prizes, that we’re aware of, for stating the obvious. But if there were such a thing, the trophy (we’re thinking something very tacky and cheap, bought from a high-street jeweller) would have to be split between our friends at P2P Finance News (an important and reliable source of news on peer-to-peer [P2P]] […]
Ahead of tomorrow’s Talking Money seminar near Farnham, we thought we’d revisit the whole idea of managing money, which is undoubtedly a complicated business. Money management is a whole sub-sector of financial services dedicated to getting the best value for capital invested. All the while, the money managers have to use their best efforts to keep […]
Next Wednesday evening offers an opportunity to mix business and pleasure. Money&Co. founder, Nicola Horlick, will be the keynote speaker at an evening near Farnham, Surrey, organised by talkingmoney.co. The event is free, and includes a “glass of fizz” (we’re guessing Prosecco). The venue is the imaginatively titled Bears At The Packhouse. This won’t […]
We like to take a regular look at investment trusts committed to the peer-to-peer (P2P) sector. Investment trusts are quoted shares and so have the potential upside of an equity asset (as well as the downside risk of loss). Fans of P2P-invested investment trusts argue that the relatively high dividend returns offset the risk. Below, […]
P2P Loans And SIPPS Today, we look at the often ignored attractions of peer-to-peer (P2p) loans as assets suitable for a self-administered pension plan (SIPP). Our friends at the SIPP Club feature Money&Co. this way – it’s all accurate, but since the publication of this, we’ve added many fixed-rate loans to the platform offerings. What […]
We are pleased to announce the latest tranche of the Seascape offering has been released to market. The offer is for £250,000, with a fixed-rate yield of 8 per cent. The term of the loan of five years. Below we reproduce an extract of the borrowing company’s representations to lenders. While the offer has been […]
The future is out there – and it’s fast becoming the present. Or rather it will be, just as soon as the investment adviser community realises what’s on offer in the peer-to-peer (P2P) lending market, our very own sub-sector of the alternative finance industry. In the autumn of 2017, our friends at P2PFN ran the […]
Is this the opening of the floodgates? We’ve long been looking at the uses of cryptocurrencies and security tokens, as regularly reported on this site. We’ve also commented on the mixture of fear and envy demonstrated by mainstream finance when it looks at the crypto world. It’s common knowledge that the big banks have been […]
It is almost the end of the tax year and, as the proverb on the sun dial says, “It is later than you think.” Our friends at P2P Finance News offer a timely (sic) reminder for savers and investors. WITH less than two months left to the end of the tax year, make sure you […]