We focus once more on the excellent new guide to peer-to-peer (p2P) lending from Orca Money. This element outlines the benefits and the risks of this asset class. Visit the site to download a free copy. Benefits In a low-yield environment, P2P can offer stable, predictable, risk-adjusted returns. P2P investments offer average annual returns of […]
Income-dependent investors need to target yield like never before in recent years. Our friends at P2P Finance News report that “interest-starved savers have been hit with more bad news after inflation hit a five-year high.” This latest news piece is written on the back of retail-price inflation rising to three per cent, and it calls […]
Peer-to-peer (P2P) lending is a simple mechanism with a fancy name. It’s as simple as can be, because P2P is no more and no less than a credit union, a very old form of finance – where people club together and extend credit to worthy individuals or businesses. The fancy name comes about because in […]
Our friends at Orca Money have produced a thorough and helpful – some might say “killer” (sorry) – guide to the peer-to-peer (P2P) lending sub-sector of crowdfunding. We like the work, and will be running some instalments over the coming days. Here’s a chunk. The guide is available for free for visitors who visit the […]
The UK start-up revolution shows no sign of ending, according to a recent report in The Financial Times. The newspaper cites various sources in stating that “last year nearly 660,000 companies were established, up from 608,000 in 2015, according to the Centre for Entrepreneurs, a think-tank. This year it looks likely that the record will […]
Today, we look at the important and legitimate asset class on the other side of the crowdfunding fence – equity raises. We have long argued that equity raises are a a useful and interesting part of a balanced portfolio of investments for risk-tolerant investors. The upside of equity investment is potentially very attractive, but the […]
Today, we bring news of a welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. Our friends at Crowdfundinsider offer a report of Linked Finance, an “Ireland-based peer-to-peer lending company”, which has announced the launch of a new type of pension account. “The account allows holders […]
Financial technology (FinTech) is creating more and more disruption in the banking sector, according to a report from our friends at AltFi. “Big banks need to respond to rapidly changing customer preferences, digital interfaces and platform businesses to thrive post-crisis, according to a new report from Oliver Wyman… “Whatever their progress on the restructuring agenda, […]
We’re heading towards what’s known as “ISA season”. That’s the last quarter of the tax year, ending in early April, when investors commit the majority of the many billions invested in Individual Savings Accounts (ISAs) – the vehicles that allow you to commit up to £20,000 free of any tax on income or capital gain. […]
Small- and medium-sized companies are the lifeblood of the UK economy. Irrespective of what kind of Brexit we get, it remains the role of Money&Co. to bring individuals looking for good return on capital together with small business looking for capital to grow. It does look, though, that the uncertainty surrounding Brexit is not helping […]