Ahead of the latest offering due on site, it’s a good time to reprise some of the issues potential lenders should look at before committing capital. Here’s an excerpt from our long list of things to look at (NB this is commentary – not advice): Examine the borrowers’ proposals in detail. We use our […]
The Cambridge Judge Business School is arguably the world’s leading authority on alternative finance and crowdfunding. It has just released a report on the state of the market in Europe, excluding the UK. Highlights include: France, Germany and the Netherlands are the top three countries for online alternative finance by market volume in Europe, […]
Our friends at Crowdfundinsider report on regulatory moves in Europe and the UK, citing a CNBC interview from EU Commissioner Valdis Dombrovskis. “[Dombovskis] replaced Jonathan Hill of the UK at the Commission following the Brexit decision. He recently sat down with CNBC for an interesting interview where he shared some insight into his perspective on the Capital […]
We’re well into the era of a more mature crowdfunding world. In internet jargon, that would be known as Crowdfunding 2.0. Luke Davis, co-founder of Money&Co., offers his view in CityA.M. of how what the 2.0 stage should look like for UK P2P platforms. “In the five years since its inception, debt crowdfunding has supported […]
The European crowdfunding industry is set to gather in Paris shortly, report our friends at Crowdfundinsider. And there’s certainly plenty to discuss… “The 5th annual European Crowdfunding Network (ECN) convention is scheduled to take place in Paris this fall and ECN has set high expectations regarding the diverse range of topics to be covered, reports Crowdfundinsider. “Oliver […]
The last two UK government administrations have taken a helpful and enlightened view of the alternative-finance industry. At Money&Co., we believe that alternative finance wants to be considered mainstream, and for the assets it deals in – notably crowdfunded equity and debt – to be accepted as a legitimate asset class. The new Innovative Finance […]
The Telegraph reports analysis from L&G that effectively advocates the use of alternative funding to boost the property market. The article, by personal finance editor Richard Dyson, looks at peer-to-peer (P2P) property-backed lending: “An L&G survey of 1,000 people found 27pc would consider funding house purchases by other people’s children. Of those, 39pc wanted to […]
There are several loan offerings from small and medium-sized enterprises (SMEs) in the platform’s pipeline. The question is: does your SME meet Money&Co.’s selection criteria? See this excerpt from our Knowledge Hub, where we address that very question of whether you and your business can qualify for a peer-to-peer (P2P) business: Only after your borrowing […]
Today we look at a welcome move on the equity side of the crowdfunding fence. The Enterprise Investment Scheme Association (EISA) has relaunched its EIS Diploma in a bid to attract more independent financial advisers to recommend the alternative investment, reports Citywire. “EISA is a trade body that represents the people connected to the Enterprise Investment […]
“A great idea can come from anyone,” opines Money&Co. CEO, Nicola Horlick, in a recently published initiative that looks at how women’s business ideas are treated. One of the conclusions to emerge from research into business funding applications was that women’s ideas are “just as strong as men’s but just one in seven innovation funding […]