Small business bosses and individual lenders alike need to wake up, smell the coffee – and drink it. That’s the message coming from the Money&Co. headquarters, as more news breaks of a lack of awareness alternative sources of funding among small businesses. Alternative finance providers such as Money&Co. need to do their bit, of course, […]
Peer-to-peer (P2P) lending is about bringing individuals seeking a good return on capital together with businesses seeking funds to grow. The average gross return achieved by lenders is 8.6 per cent (7.6 per cent net). This compares with 1.3 per cent, which is the best return currently available on cash deposit with a bank or […]
THREE quarters of independent financial advisers (IFAs) would recommend peer-to-peer lending to their clients if there were greater client demand, or more independent due diligence tools at their disposal, according to a recent report from our friends at P2P Finance News. We’ll shortly be conducting our own survey and awareness-raising campaign. Meanwhile, see this page […]
The performance of pension plans was mightily boosted a couple of decades ago when investment consultants accepted that private equity (business development and investment outside the publicly traded and regulated capital markets) was an eligible asset class. Peer-to-peer (P2P0 loans are on the verge of gaining such acceptance in the UK. And, as the Irish […]
The Christmas rush is about to descend upon us, and we shall shortly be offering lenders a new offering to unwrap. The current offering is an A-rated, three-year loan with a fixed gross yield of 8 per cent. Meanwhile, we reprise one of the best pieces of coverage of the recent report from the Cambridge […]
The clock ticks on towards Christmas. Our latest loan offer is pulling in bids, with more loans due on site soon. Larger lenders can take the hassle out of the investment process by using our manged portfolio service. It is suitable for larger investors. See below. Click here for more information. We will manage your […]
The London School of Business and Finance reports on an Institute of Directors survey that shows small-business confidence levels are high, but awareness of alternative sources of business funding is low. This report is an example of one arm of two recurring themes, the ying and yang of alternative finance (almost a double message). On […]
A new survey from the Cambridge Centre for Alternative Finance reveals a vital, fast-growing altfi industry. Indeed, the term “alternative” may soon be a misnomer, as the industry enters the mainstream. The news agency Reuters cites Bryan Zhang, a friend of Money&Co., and reports the findings in a news piece. We run an excerpt below. […]
We welcome a new loan offer on site today. Regular lenders will certainly be familiar with this offering. Below we run some excerpts from the borrower’s pitch. The usual disclaimers are as relevant as ever: while we’ve used our best efforts to ensure that the statements are true, we cannot warrant that this is so. […]
Tomorrow and tomorrow and tomorrow… the next loan is set creep in (and apologies for the petty pace)…you guessed it – tomorrow! We’ll divulge full detail and offer commentary then. In the interim, our friends at P2P Finance News report welcome regulatory developments in our space. We run a short excerpt from the article here. […]