Wednesday’s News story on the figures from British Bank underscores the difficulty governmental organisations have in stimulating small- and medium-sized enterprises (SMEs). So perhaps the European Commission’s recently published “SME Strategy for a sustainable and digital Europe” should be read in this light. It looks to us a worthwhile strategy for a potentially massive marketplace. The […]
Europe has had a solid year in terms of total FinTech funding, with UK at the forefront. The European FinTech sector secured $58.1 billion in capital last year. This is significantly greater than the $43.4 billion the industry acquired back in 2018 – according to a recent report from Big Four auditing firm KPMG. Our friends […]
Peer-to-peer (P2P) loans have had a tough time in the court of public opinion recently, following the high-profile failure of P2P platform, Lendy. While that’s a disaster for the investors in those loans, there’s an attractive argument that it’s a good thing for the industry generally. The thinking is that the strong will survive. The […]
Our friends at Crowdfundinsider offer a report of strong performance from a peer-to-peer (P2P) lender group. These figures can be seen as a good indicator of the robust health of the industry generally. The UK Peer-to-Peer Finance Association(P2PFA) has published fourth quarter numbers for member platforms. According to their data, cumulative lending now tops £9.5 billion […]
Let’s take a quick trip back to the world of equity crowdfunding. We regularly cover equity investment – which carries risk that is generally higher than P2P risk (there’s still a high failure rate amongst start-up companies). The upside is very different – and can be very attractive if the investee company takes off. We […]
Bitcoin, the bellwether for cryptocurrencies, lost about half its value between mid-December and late February. Whether or not this is a cryptocurrency buying opportunity, the underlying blockchain technology is widely hailed as a fine business tool. Moreover, many peer-to-peer (P2P) lenders are looking at working in this space. Our friends at Crowfundinsider carry a report […]
The alternative finance sector has a long-standing duty to raise awareness and understanding of what it does. It’s more than simple marketing – it’s a mission to enlighten, to get across the simple message that banks are not the only answer to financial problems. So it’s with some pleasure that we report the launch of […]
Today, we bring news of a welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. Our friends at Crowdfundinsider offer a report of Linked Finance, an “Ireland-based peer-to-peer lending company”, which has announced the launch of a new type of pension account. “The account allows holders […]
The successful completion, yesterday, of the latest £300,00 A-rated loan offering on site, offers an opportunity for reflection on where we are as a company and as industry players, ahead of the imminent launch of new offerings. We’ll be announcing the new loans on site, and emailing our registered lenders. We’ve found an interesting and […]
As the world of alternative finance matures, its associated media coverage and the performance monitoring becomes more sophisticated. There are already a number of cmparison sites of varying degrees of efficiency and clarity looking at our sub-sector – peer-to-peer (P2P) business lending. Our friends at Crowdfundinsider bring us news of another entrant into the monitoring […]