Peer-to-peer (P2P) returns can be excellent. For risk-aware lenders looking for good returns on capital by lending to carefully vetted small-business borrowers, P2P is well worth a close look. The average gross return on loans facilitated by this site is just under 9 per cent (that’s 8 net – taking off our 1 per cent charge). […]
We welcome clarity. A simple idea, clearly expressed, is a beautiful thing. So we thought we’d revisit the basics, and clarify what it is that Money&Co. does. We bring people looking for a good return on their cash together with carefully vetted businesses seeking funds to grow. This is a sub-sector of what’s commonly termed […]
As the peer-to-peer (P2P) lending industry matures, so the quality of reporting and assessment improves. We thoroughly agree with the words below from Goji Insight – even if the site’s comparison base is very small (it does not include Money&Co., along with many others). Nevertheless, the point about the benefits of investing early is very well […]
Financial technology is the future, of that there’s no doubt. We’ve often written that peer-to-peer (P2P) business lending is slowly entering the mainstream of the financial world. It seems that the mainstream media is catching up with this news. For a daily news briefing on our P2P sector, see the crowdfunding intelligence platform, Another Crowd […]
Works Management is one of many media outlets to report the steady progress in understanding and acceptance of alternative financial sourcing of funds for small and medium-sized enterprises. At Money&Co., we put lenders seeking excellent returns on capital together with carefully vetted small businesses seeking funds for growth. It’s a simple idea, but nevertheless one […]
Our young industry is flourishing, and growing strongly. But with rapid growth come teething troubles – as peer-to-peer (P2P) business lenders seek a stable regulatory and reporting environment. P2P needs steady regulatory direction and reliable data to be fully recognised as a trustworthy asset class. Our friends at FT Adviser report some concerns from […]
Our most recent loan offerings closed yesterday, and lenders will shortly be drawing interest as the settlement process progresses. The launch of several new loan offerings – some secured on property – is imminent. Ahead of their arrival on the Money&Co. site, we thought we’d offer another reminder of the basics of crowdfunding and the mental […]
It’s always good to re-acquaint oneself with fundamental truths. One such, we contend, is the notion that there is no profit without risk. Here are a few more, lifted from our Knowledge Hub. We suggest a read before availing yourself of the very considerable opportunity for tax-free investment presented by the increase in tax allowances […]
The starting bell for the new tax year has hardly sounded, and the comparison sites are getting to grips with the crowdfunders offering peer-to-peer (P2P) loans in Innovative Finance Individual Savings Accounts (Innovative Finance ISAs, or IFISAs). Some of the comparison sites have Money&Co. incorrectly described as offering only business loans. Well, we all make […]
We’re settling in to the new tax year, with its enhanced Individual Savings Account (ISA) allowance (see below), and enjoying what looks like the start of a new era. “It’s fair to say we’ve seen a step change in the demand for peer-to-peer (P2P) lending,” says Money&Co.’s CEO, Nicola Horlick. “The figures aren’t announced yet, […]